Proudly Serving Employees of:
Dixie Cup of Fort Smith
Rock-Tenn of Fort Smith
Savings in a credit union are called shares, because by depositing these funds, you, in essence, own a part of the credit union.
You can open your share account by simply making a deposit of $25.00 or more. Each share account is insured to $250,000.00 by an agency of the United States Government.
Quarterly dividends are paid on your shares at the end of March, June, September and December of each year. The dividend rate may vary according to the credit union’s net earnings for each quarter. It should be noted that your shares are fluid every three months. They earn dividends for each month if they remain on deposit through the end of the quarter.
Computer printed statements on account will be mailed to each member just after the end of each quarter. These statements will reflect all share and loan transactions in your account during the quarter. The four statements received each year provide a permanent tax record.
You may want to participate in your company’s payroll deduction plan to increase your credit union shares or to repay a loan. Your paycheck stub reflects each deduction which is forwarded to the credit union. All member accounts accurately record share and loan transactions and produces accounting records.
Share Certificates (minimum of $1,000.00)
12 months (over $100,000)
2.00% / 2.0167% APY
2.75% / 2.7850% APY
5.00% / 5.1163% APY
$25 – $100
$100 – $500
$500 – $5000
New Vehicle & Motorcycle
Used Vehicle & Motorcycle