Proudly Serving Employees of:
Dixie Cup of Fort Smith
Rock-Tenn of Fort Smith
An Individual Retirement Account is a personal, tax deferred retirement plan.
Anyone with earned income can contribute up to $3,000.00 each year to an IRA with additional catch-up contributions for those over age 50. All deposits and earnings on an IRA are fully tax-deductible, until the funds are withdrawn.
Current interest rates are available upon request. Each IRA is insured up to $250,000.00 by an agency of the Federal Government.
Current Rates
Share Certificates (minimum of $1,000.00)
Term
6 months
12 months
Rate
0.35% / 0.3505% APY
0.50% / 0.5011% APY
Share Dividends
Amount
$25 – $100
$100 – $500
$500 – $5000
$5,000 +
Christmas Club
I.R.A’s
Rate
Zero
0.05%
0.10%
0.25%
0.05%
0.25%
New Vehicle & Motorcycle
Credit Score
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5
Rate
2.95%
3.95%
6.50%
9.00%
13.00%
Used Vehicle & Motorcycle
Credit Score
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5
Rate
3.50%
5.50%
7.50%
10.50%
15.50%
Signature Loans
Credit Score
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5
Rate
7.00%
10.00%
13.50%
15.50%
17.00%