Fort Smith Dixie Cup Federal Credit Union Logo White

Proudly Serving Employees of:

Dixie Cup of Fort Smith

Rock-Tenn of Fort Smith

An Individual Retirement Account is a personal, tax deferred retirement plan.

Anyone with earned income can contribute up to $3,000.00 each year to an IRA with additional catch-up contributions for those over age 50. All deposits and earnings on an IRA are fully tax-deductible, until the funds are withdrawn.

Current interest rates are available upon request. Each IRA is insured up to $250,000.00 by an agency of the Federal Government.

Current Rates

Share Certificates (minimum of $1,000.00)

Term
6 months
12 months

Rate
0.35% / 0.3505% APY
0.50% / 0.5011% APY

Share Dividends

Amount
$25 – $100
$100 – $500
$500 – $5000
$5,000 +
Christmas Club
I.R.A’s

Rate
Zero
0.10%
0.20%
0.35%
0.10%
0.45%

New Vehicle & Motorcycle

Credit Score
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5

Rate
2.95%
3.95%
6.50%
9.00%
13.00%

Used Vehicle & Motorcycle

Credit Score
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5

Rate
3.50%
5.50%
7.50%
10.50%
15.50%

Signature Loans

Credit Score
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5

Rate
7.00%
10.00%
13.50%
15.50%
17.00%