Proudly Serving Employees of:
Dixie Cup of Fort Smith
Rock-Tenn of Fort Smith
An Individual Retirement Account is a personal, tax deferred retirement plan.
Anyone with earned income can contribute up to $3,000.00 each year to an IRA with additional catch-up contributions for those over age 50. All deposits and earnings on an IRA are fully tax-deductible, until the funds are withdrawn.
Current interest rates are available upon request. Each IRA is insured up to $250,000.00 by an agency of the Federal Government.
Current Rates
Share Certificates (minimum of $1,000.00)
Term
6 months
12 months
Rate
1.25% / 1.2572% APY
1.75% / 1.7541% APY
Share Dividends
Amount
$25 – $100
$100 – $500
$500 – $5000
$5,000 +
Christmas Club
I.R.A’s
Rate
Zero
0.05%
0.10%
0.25%
0.05%
0.25%
New Vehicle & Motorcycle
Credit Score
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5
Rate
2.50%
3.75%
6.75%
9.25%
13.25%
Used Vehicle & Motorcycle
Credit Score
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5
Rate
2.75%
4.25%
7.75%
10.75%
15.75%
Signature Loans
Credit Score
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5
Rate
7.50%
10.50%
14.00%
16.00%
17.50%