Fort Smith Dixie Cup Federal Credit Union Logo White

Proudly Serving Employees of:

Dixie Cup of Fort Smith

Rock-Tenn of Fort Smith

We'd love for you to become a member!

The necessary application form may be obtained in the Credit Union office. A deposit of $25.00 or more will open your account. Once a member, always a member – regardless of where you live or who your employer is.

You may also want to make your spouse and children members. It is an excellent way to start your children and family on a savings program.

Benefits of Credit Union Membership

Great Rates & Dividends

  • Exceptional savings dividend rates
  • Low loan rates for buying or refinancing cars
  • Low rates on land loans

Convenience & Access

  • Direct deposit of your paycheck
  • Payroll deduction for electronic transfers to credit union accounts
  • 24/7 account access through our online banking

Current Rates

Share Certificates (minimum of $1,000.00)

Term
6 months
12 months

12 months (over $100,000)

3 months ($5,000)

Rate
2.00% / 2.0167% APY
2.75% / 2.7850% APY

5.00% / 5.1163% APY


5.00& / 5.0837% APY

Share Dividends

Amount
$25 – $100
$100 – $500
$500 – $5000
$5,000 +
Christmas Club
I.R.A’s

Rate
Zero
0.05%
0.50%
0.75%
0.05%
0.50%

New Vehicle & Motorcycle

Credit Score
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5

Rate
5.25%
6.25%
8.00%
10.00%
14.00%

Used Vehicle & Motorcycle

Credit Score
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5

Rate
6.00%
7.00%
9.00%
12.00%
17.00%

Signature Loans

Credit Score
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5

Rate
8.00%
10.75%
14.25%
16.25%
17.75%